to search for ways to make a difference in your community at www.aarp.org/volunteer. (For information on airlines’ policies, see “Coronavirus and Travel: What You Should Know"). We have a close family member, my husband's brother who has just entered hospice. (See a list of the major airline’s policies here.) En español | Most basic travel insurance plans are not likely to cover policyholders’ costs if they cancel planned travel to areas of the world affected by coronavirus — even though the Department of State has raised its global health advisory for U.S. citizens to Level 3, which means Americans should reconsider travel abroad because of the global impact of COVID-19, the respiratory disease caused by coronavirus. Please return to AARP.org to learn more about other benefits. The policy applies to new reservations, too, with some exceptions. Centers for Disease Control and Prevention, What you need to know about traveling during the outbreak, How to plan a safe road trip amid coronavirus pandemic, Coronavirus most serious for people ages 65+. This is the reason this page is there. For trips it has not yet canceled, the company is no longer charging a fee for rescheduling up to 30 days before departure. You'll start receiving the latest news, benefits, events, and programs related to AARP's mission to empower people to choose how they live as they age. However, select cruise only policies offer Cancel For Any Reason anytime before a traveler has made their final trip payment. When you purchase this add-on for an additional premium, you can cancel your trip for any reason that would normally be excluded by our travel insurance cancellation policies.” Having to scramble to make last minute changes in travel plans is stressful as it is, and losing a large quantity of money in the process will only make matters worse. “They're usually offering a 100 percent refund or future travel credit of 100 percent — or even 125 percent or 150 percent — to entice people to keep their money with the company.”. The provider’s terms, conditions and policies apply. Editor's note: This story was originally published on April 7, 2020. If you need to cancel your trip for any other reason, you may purchase optional cancellation coverage. Cancel for any* reason. Hyatt is permitting changes to existing reservations (including the usually more restrictive advance-purchase rates) made before April 1 for arrivals before June 30 up to 24 hours in advance; the same applies to new reservations (including advance purchase). You must be logged in to leave a comment. Click on icon to access free audio version of this article. You will be asked to register or log in. Child under 2 must either sit in laps or in seats: 43% discount on an annual Zipcar membership, Members save 10% off the best available rate. Viking River Cruises, for one, is offering free air and special savings and requiring smaller (2-for-1) deposits for 2020 and 2021 sailings if you book by April 30 — and it has a “risk-free guarantee,” through which you’ll be allowed to change your cruise date up to 24 hours before departure for no fee (this also applies to bookings made before the outbreak). Vacations By Rail, for instance, is offering travelers who’ve paid for escorted tours scheduled on or before Aug. 31 a travel credit for the amount paid, to be applied to another 2020 or 2021 tour, without incurring a change fee. (our kids are treating us for our 35th wedding anniversary. Change or cancel for any reason. Standard plans don't provide for cancellation coverage for government imposed travel advisories or bans, either. 1. Many AARP members are still employed. Cancel For Any Reason is a time-sensitive upgrade. (our kids are treating us for our 35th wedding anniversary. You also can’t cancel any later than 48 hours before your departure, and will only be reimbursed up to 75 percent of your prepaid, nonrefundable trip cost, says Meghan Walch, product manager for InsureMyTrip, another site for comparing and buying travel insurance policies. That also applies to new reservations, including Advanced Purchase, made between April 1 and June 30 for any future travel date. Audible’s terms, conditions and policies apply. Even if you don't have CFAR coverage, many providers — from hotels to cruise lines to rental-car companies — are loosening change and cancellation policies during the coronavirus outbreak. Overall, Cancel For Any Reason is a great option to have when getting a travel insurance quote, however it is not as cut and dry as it may seem. In the meantime, please feel free Radisson is also asking guests to call agents “only if your travel is within the next 72 hours.” If you make a reservation between April 1 and June 30 for any future date, you can cancel for no charge up to 24 hours before arrival, even for advance purchase rates that are normally not cancelable. The only way to be compensated when you need to change or cancel your trip to avoid a high-risk area during a viral outbreak is by purchasing a cancel for any reason (CFAR) benefit with your travel insurance w3policy. What holds true today might not hold true tomorrow.” Travelers who are flexible and will be satisfied with a future travel credit if things change may be eager to book. Older travelers, who may be more at risk of health issues, tend to pay at the higher end of that range. If you didn’t buy travel insurance and want to cancel a trip abroad due to the disruptions caused by the current coronavirus outbreak, you may be in luck when it comes to your airfare, since many airlines are accommodating passengers’ changes and cancellations without penalty. The cancellation must occur not less than a defined number of days or hours prior to the scheduled trip departure (see table below). It is the only available insurance add-on that will refund a percentage of the trip costs if the cancellation is due to … Bankruptcy of your travel provider; Cancel for Work Reasons Travel Insurance. Hilton says that all “noncancelable” (advance-purchase) reservations for arrival on or before June 30, 2020, can be changed or canceled at no charge up to 24 hours before the scheduled arrival day. A typical travel insurance policy doesn’t cover a traveler’s decision to cancel due to trepidation about visiting areas hit with viral epidemics such as the coronavirus, Zika (the mosquito-borne virus that made headlines in 2016) or the SARS coronavirus scare in 2003, which began in China and later infected hundreds of Canadians — and scared off countless tourists — in the Toronto area. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. Cancel for Any Reason The Cancel for Any Reason (CFAR) option is available as an upgrade on several of our comprehensive travel insurance plans and is a great option that allows travelers to cancel their trip for any reason that is not otherwise covered in their base plan, provided they cancel their trip more than 48 hours before their departure date. Wyndham Hotels and Resorts is waiving cancellation and change penalties on new or existing direct bookings for stays through June 30, up to 48 hours (or less, if permitted by the hotel’s policy) before arrival. Independent vacation bookings for 2020 can be moved to later in 2020 or 2021, without incurring a change fee. ‘Cancel for any reason’ coverage may be included with trip cancellation coverage or it may be a selectable option that has to be added to a policy (for an additional fee). And the Centers for Disease Control and Prevention has said that long flights and cruise ship travel remain inadvisable for older adults, who are more vulnerable to complications from COVID-19. Make sure you’re covered in case you have to alter your vacation plans with Cancel For Any Reason travel protection. Grand European Travel is offering customers who are booked on company-canceled trips (through June 30, for now) vouchers for future travel through 2022. by Christina Ianzito, AARP, Updated March 13, 2020 Airfares booked through Uniworld are subject to airline cancellation fees. It depends on several factors, including if you protected your trip with travel insurance that included Cancel for Any Reason coverage. If you do want to book, consider travel insurance with a CFAR policy. “If you bought before it became a known event and you get sick, you will be covered,” Romberg notes. Answer 11 of 27: We are scheduled to leave 1/21/17 for a week in the USVI, rented a house. 2. 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